Let Arkansas Appraisal & Inspection Services take care of your appraisal needsTo a lot of people, an appraisal just looks like another fee on the settlement sheet for a home purchase or refinance. Practically all lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that may seem more practical than an appraisal. Is obtaining a mortgage the only reason to acquire an appraisal? Are there other instances when the services of a certified, independent real estate professional might be beneficial? Absolutely. 
Challenge your tax assessment in Sevier CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Arkansas Appraisal & Inspection Services is your best evidence when building your case. We can assist you in disputing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the property, most lenders ask homeowners to take out this added insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Arkansas Appraisal & Inspection Services will produce a statement regarding the value of your home. The price you paid for the home valuation can usually be recovered in little time because you'll no longer be paying the PMI. Order an appraisal from Arkansas Appraisal & Inspection Services Order todaySettle a divorce with fewer hang-upsA divorce can be a particularly horrible event for both parties, and it is often more complicated by the troublesome decision of who keeps the home. It's a good idea to get an appraisal from Arkansas Appraisal & Inspection Services so both parties are completely aware of the true market value of their property, regardless of the circumstances. The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Relocate to or from Sevier County for workWe know the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, as well as information about any recent sales or listings in their area that they want considered during our detailed inspection. Sell your home quickly — at an accurate priceA professional appraisal can help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price. We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesstay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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